FRANCIS PAY, the author association with the insurance industry goes back more than thirty two years ago when he began his career in the insurance line with an authorised underwriting agencies in Batu Pahat, Johor in the year of 1975.
From there on he had worked in several insurance companies and underwriting agencies until his resignation on 01/01/2008 from his former job in an insurance company which he had worked with for more than 12 years.
With the author 32 years of experience in the insurance industry he had decided to devote his time in creating this insurance site to offer independent information on various aspect of insurance both to the consumers and insurance agents.
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