The first thing to do when we wish to insure against any risk is to state clearly what the risk is, and to provide information which will enable the insurance company to assess the probability of the risk occurring. This is most easily done by filing up a standard Proposal Form which will be supplied by the company; if the risk is of a very unusual nature such a standard form may use together with other questionnaires. The top posting in this site shows a typical proposal form; in this case for liability to members of the public who may suffer an accident of some sort at a funfair or outdoor concert, etc.
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